Dreaming of a new home but finding it out of reach? You’re not alone!
Het Grote Wooninitiatief is a joint offer to deliver 98,000 affordable new homes in The Netherlands by 2030. Together with you, other passionate homeseekers, manufacturers, and service providers, we can make it possible. Join the initiative to get a fair chance at owning your own place guided by your wishes and budget.
Crowd-Development to amplify your voices
For crowd-development we need a crowd, without people it will not be effective. Homeseekers are at the heart of the initiative. By joining together, you can have a greater voice. Broad participation results in real purchase power, unlocks many more areas for building applications, and makes the way to owning a new home cheaper, faster, and better. This is about creating a force for change, together.
Crowd-Development in action
Empowered by you and a growing group of eager homeseekers, crowd-development can achieve extraordinary time and cost savings, unlock sites and secure building permissions. Together we can create new projects on a grand scale with affordable homes between €150.000 – €500.000. When you join crowd-development, you’ll get the most out of your budget as it guides you step-by-step to achieve your dream home.
- Fair chance to own a new home
- Efficient new-build quality
- Affordable mortgage and insurance
- Lowest utility cost
- Furnishing and appliances package*
* You can opt for a furnishing and appliances package covered by your mortgage, as your property will likely achieve a higher valuation.
The bigger the crowd, the better your chances!
As the term crowd-development suggests, it’s all about… the crowd. Help The Great Initiative for Homes grow quickly!
Give your family, friends, and acquaintances the chance to join in too! This will improve both your and their prospects for finding affordable housing.
Your new home in 8 steps
Whatever your ambition, an apartment, or a house, for a registration fee of €10 you become a crowd-developer with a plan in place to own a new home in the next few years. You will be listed for one of 98,000 affordable homes to be produced between 2025 and 2030. Within a few months of signing up, you can expect to receive your first site offers based on your location preferences, and those of other crowd-developers.
Each project site proposal includes an estimation of its possible size, cost and the timeline for securing building consent. These offers will continue to come your way until you find the perfect site that suits your needs, moving you on to the next step in your journey toward homeownership.
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To qualify for an affordable home set to be delivered between 2025 and 2030, you will have to meet basic mortgage requirements, including age, income, and creditworthiness.
Represented by The Great Initiative for Homes the process is simplified, resulting in great value when securing the optimal affordable finance package for your home.
Start by registering as a crowd-developer and follow the plan “Your New Home in 8 Steps” outlined on the homepage. This will guide you through the necessary steps, from initial registration to the final delivery and exchange of your new home.
If you cannot secure the proposed mortgage by the time you reach step 5, “Ensure Affordable Financing,” your position will be offered to other crowd-developers on the waiting list. In that case, you receive a compensation for your position that may exceed your contributions to date.
For now, 98,000 homes is the agreed target for production and delivery between 2025 and 2030. To secure your place, it’s crucial to sign up already. Being one of the first on the list increases your chances of getting a home in this initial phase. We will gladly onboard everyone who is looking for a new home and will strive to accommodate larger production capacities with our supply chain.
Yes, you can cancel at any time by logging into and deleting your account. You will no longer receive proposals for project sites in the regions of your choice. Your listing spot will be forwarded to another crowd-developer.
Yes, you can change your information and preferences by logging into your account. You can change information and preferences until the time when you are making the reservation for your plot or unit in a project. You will receive additional information by that time as to any possible changes you may have beyond that stage.
With your first step of registration and while you are receiving proposals for project sites you can change the settings in your account. Once you have reserved a plot or any time thereafter you can contact our customer services team via the contact page. They will be happy to assist you with any further queries and to resolve the issue at hand.
Together, we will channel the high demand for affordable housing to specific areas, and your input is vital in identifying priority locations. By joining a group of crowd-developers in a project, you’re taking a decisive step towards a win-win land deal for a community-driven development.
With enough interest from crowd-developers, the site will be exclusive, and contractually reserved. To secure your place in the project, there’s a reservation fee of €490 per participant. In view of the potentially limited availability, priority will be given on a first-come, first-served basis. Some developments, such as those in city centers or smaller size projects with fewer participants sharing the costs, may have additional charges; you’ll be informed of any extra costs right from the start. This journey will lead you to the next step toward owning a home tailored to your specific needs.
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Once you are registered, we will group your preferences with other crowd-developers who have indicated the same region’s of interest. We are working to identify many project sites where building applications are possible, and where the prospect of zoning changes are positive. As we progress there will be a good selection of site opportunities that we will regularly inform you about.
The Great Initiative for Homes is the way to make project development as simple and safe as possible for crowd-developers. On each step of the way we will do our best to make sure that all agreements are understood and approved by every signing party. In collective purchase negotiations and during preparations, The Great Initiative for Homes will be representing the groups of registered crowd-developers. They will arrange and prepare all collective agreements with vendors of land, producers of homes and service providers for mutual appraisal. This includes mortgages and required insurance coverage directly with the financial institution. Contracts related to securing project sites, mortgages and exchange will be executed by a notary public.
All costs are based on estimated average market prices for each step. We leverage the power of collective purchasing and negotiate advantages that crowd-developers represent when working together. This approach ensures better quality, faster timelines and optimal value for money.
At each step, you will first receive an agreement to review and validate. Once you have given your consent, you will receive an invoice with detailed payment instructions for transferring the amount due. This ensures transparency and allows you to manage your payments efficiently.
With a project site secured, a dream team of landscape architects and urban planners will present their project designs. Crowd-developers registered for this location will choose the best from several 3D designs. The winning proposal will guide the project’s development. Your input is valuable in creating a functional and livable community. The project outline will feature a variety of budget-based layouts and floor plans to select from. At this point, plots for houses and units for apartments will be allocated to individual participants like you.
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With sufficient crowd-developers having made a reservation on a project site architects and urban planners will receive information about preferences and budgets to prepare a project design and to allocate the best way to divide the available square meters in plots for houses and units for apartments. The proposal that is selected by the group will be further developed in detail. This process will allow for limited changes and requests from crowd-developers.
Once the project site is contractually secured exclusively, you will be required to make the payment for your reservation. With your payment, your reservation will be allocated. You will receive information from the notary public about the registration of the agreement in the cadastre.
We want our homes to live up to their full potential. With a clear understanding of the chosen project and a basic floor plan in hand, you can begin customizing your new home to suit your needs and your budget. This is your opportunity to add your personal touch to the blueprint. Within the project design, you’ll find a range of options to personalize your space, each showing its cost and how it affects the overall price of your home. After completing your configuration, you will receive a confirmation of your choices and the estimated total.
Once all participants have submitted their selections, the project will be fully engineered, and the building application prepared. The fee for the detailed project design and full engineering, including home configuration, is €640. If you have special requests or need custom arrangements, any additional costs will be shown as you make your choices, so you can agree to them before finalizing your decisions.
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All costs are based on estimated average market prices for each step. We leverage the power of collective purchasing and negotiate advantages that crowd-developers represent when working together. This approach ensures better quality, faster timelines and optimal value for money.
At each step, you will first receive an agreement to review and validate. Once you have given your consent, you will receive an invoice with detailed payment instructions for transferring the amount due. This ensures transparency and allows you to manage your payments efficiently.
Securing a mortgage is a common home-buying challenge and can be a major setback. Collective purchasing through crowd-development demonstrates its power when it comes to organizing affordable finance. As a group, we can negotiate for greater flexibility and competitive interest rates, giving you the best chance to stay on track for homeownership. With the costs of your home calculated in Step 4, you’ll now receive a financing offer with the best possible terms, tailored to your budget. Your finance package will include appraisals, your National Mortgage Guarantee, insurance policies, notary public, and all necessary stamps and duties. When financial terms are agreed, the mortgage will be provided upon delivery of your home.
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As a crowd-developer, you’re guided throughout each step, ensuring you’re well prepared to secure your mortgage on favorable terms. In the Netherlands, residents are eligible for a mortgage. There are two main criteria to qualify. First, you need to demonstrate a stable income that is sufficient to cover your monthly mortgage payments and repay the loan over its duration. Second, the loan amount should be proportionate to the value of your home (collateral). Additional requirements may vary depending on the mortgage provider.
The Great Initiative for Homes is the way to make project development as simple and safe as possible for crowd-developers. On each step of the way we will do our best to make sure that all agreements are understood and approved by every signing party. In collective purchase negotiations and during preparations, The Great Initiative for Homes will be representing the groups of registered crowd-developers. They will arrange and prepare all collective agreements with vendors of land, producers of homes and service providers for mutual appraisal. This includes mortgages and required insurance coverage directly with the financial institution. Contracts related to securing project sites, mortgages and exchange will be executed by a notary public.
With your first step of registration and while you are receiving proposals for project sites you can change the settings in your account. Once you have reserved a plot or any time thereafter you can contact our customer services team via the contact page. They will be happy to assist you with any further queries and to resolve the issue at hand.
Securing all the required building permissions for any project can be a challenging process that varies based on local circumstances. It typically involves navigating through regulations, submitting detailed plans, and addressing objections from local authorities or community members. If a zoning plan change is required, the process will take longer than just obtaining a building permit. The impact on lead time, whether the site comes with an existing zoning plan, is communicated in Step 2 to ensure participants are aware of potential delays. In this case, land costs will be initially lower, and the development will increase the land’s value, benefiting both the landowner and the crowd-developers.
While the process can be demanding, as a group of crowd-developer, you benefit from expert representation throughout, ensuring a smoother experience and increasing the likelihood of a successful outcome. The standard fee for the building permit and securing consent is 1% of the home’s value, paid in two installments: half upon entry and the other half upon approval. Unless agreed otherwise, all other payments and deposits will be arranged through your mortgage.
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All costs are based on estimated average market prices for each step. We leverage the power of collective purchasing and negotiate advantages that crowd-developers represent when working together. This approach ensures better quality, faster timelines and optimal value for money.
At each step, you will first receive an agreement to review and validate. Once you have given your consent, you will receive an invoice with detailed payment instructions for transferring the amount due. This ensures transparency and allows you to manage your payments efficiently.
Obtaining a building permit is a legal process with many requirements and potential obstacles. While our expert team is well-equipped to navigate these challenges and strive for a successful outcome, there is no upfront guarantee that permission will be granted. In the unlikely event that consent is not given, you will be prioritized for another development of your choice. All payments made up to that point will be transported to the new project.
With all preparations completed and permits secured, the process shifts into high gear. The construction of your new home gets underway smoothly and efficiently, bringing your vision to life. Prefabricated modular components arrive just-in-time for swift on-site assembly, ensuring both speed and top quality. The use of high-grade biobased materials and premium insulation enhances your living comfort while reducing your energy bills and minimising environmental impact. By leveraging collective purchasing power and smart logistics, you benefit from substantial savings, high value, and an optimised living space. As construction progresses and your new home takes shape, you can track real-time updates online. This final stage turns your ideas into reality, culminating all your planning and decisions into a home tailored to your needs.
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The Great Initiative for Homes coordinates every step of the process, from engineering and obtaining building permits to ordering, production planning, and assembling all components, up to the final completion and delivery of your home. Construction is a joint effort involving a network of trusted partners. Depending on the location, different arrangements may be needed to achieve the best value for money. To provide confidence and uphold high standards, each project is professionally managed, insured, and comes with a comprehensive guarantee, similar to traditional professional contracting.
To achieve the large-scale production and assembly of affordable, quality homes, the building process is engineered for efficiency and cost-effectiveness, and further enhanced by digital work-flow innovation. Structural insulated panels are manufactured off-site in factories, minimizing material waste and ensuring better quality control. This method results in reduced construction time and less dependence on weather conditions compared to traditional techniques. Optimized transportation to the sites further lowers environmental impact. The integrated systems make all buildings highly energy-efficient, generating and storing more energy than they consume, which translates to lower utility bills and a reduced environmental impact. The modular construction approach allows for the reuse or upcycling of materials, aligning with circular economy principles and further minimizing your home’s carbon footprint.
The innovative modular production process offers substantial time and cost savings. The streamlined supply chain and swift assembly reduce costs and shorten construction time, allowing you to move in sooner. Additionally, the use of high-quality, eco-friendly materials ensures your home is built to last, with lower maintenance costs and superior energy efficiency.
Follow this link to explore an example of the construction method: https://sustainer.nl/
Get ready for the final, exciting step – moving into your dream home! The crowd-development platform will further evolve into a one-stop-shop to cater to your needs and those of your community. You will be able to plan your move seamlessly and make your new place comfortable with ease. Once you’re settled, you can maintain your home with dependable warranties, affordable maintenance, and other services to make your home thrive for many years to come.
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